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Terms of Use

 

Terms and Conditions (“Terms”)

Please read the following Terms carefully
The following are the Terms on which you may use the Funds and Advisory website (the "Site") and by accessing this Site you agree to be bound by them. The terms "Funds and Advisory" when used in these Terms refer to an asset management business within Barclays Bank PLC. The term “we”, “us” or “our” when used in these Terms refers to Barclays Bank PLC and its affiliated companies worldwide. Barclays Bank PLC is registered in England. Registered No: 1026167. Registered Office: 1 Churchill Place, London, E14 5HP.

Use of Site
We may in our sole discretion terminate your access to or use of this Site for any reason, including without limitation where we believe that you have not acted in accordance with the Terms of this Site. This site and the content presented are for the benefit of professional investors and/or Institutional Investors only.

By using this website you accept the use of cookies in accordance with our Privacy & Cookies Policy . We use cookies to enable and enhance the performance and functionality of this website. We do not use cookies for targeted marketing or profiling purposes.

If you do not accept the use of these cookies please change your browser settings so that cookies from this website cannot be placed on your device. Please note that if you set your browser to disable cookies, you may not be able to access secure areas of our websites and you may not be able to personalise the content of our websites to suit your preferences.

Regulator and responsibility
The Site is maintained by Barclays Bank PLC, acting through Funds and Advisory. Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).

Performance Data
Past performance is not indicative of future results. The value and any income arising from any investment referred to on this site may go down as well as up. Any forecast, projection or target is indicative only and is not guaranteed in any way. We accept no liability to meet such a forecast, projection or target.

No offer
The material on the Site is for informational purposes only and under no circumstances should any of the material on the Site be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or service. The information contained on the Site may have been taken from trade and statistical services and other sources which we deem reliable. We do not represent that such information is accurate or complete and it should not be relied upon as such. Any opinions expressed on the Site reflect our judgment at the date of issue and are subject to change without notice. Any pricing is indicative and does not, and is not intended to, constitute either an offer to buy or sell nor a representation that a purchase or sale can be effected at that price. Barclays Bank PLC or its affiliates may, where permitted by law, act upon material available on the Site prior to its publication on the Site.

No warranty and no reliance
All content, data and the site itself are provided "as is" without any warranty, representation or other assurance of any kind. To the fullest extent permitted by applicable law, Barclays Bank PLC and its affiliates hereby expressly disclaim any and all express, implied and statutory representations, warranties and assurances of any kind to you and/or any third party including, without limitation, any warranty or representation or other assurance as to availability, results, functionality, reliability, performance, suitability, quality, accuracy, timeliness, completeness, merchantability, fitness for a particular purpose and/or non-infringement. Further, we assume no responsibility for, and make no warranties that functions contained on the Site or content will be uninterrupted or error-free, that defects will be corrected, or that the site or content or any method of access to or storage in either will be free of viruses or other harmful components. We shall not be liable for any damage to, viruses that may infect, or services, repairs or corrections that must be performed on account of your accessing or use of the site or content. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions shall not apply.

Opinions, materials and any other content on the Site are provided by us for informational purposes only and are subject to change without notice. Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No liability
Barclays Bank PLC and its affiliates will accept no liability in any event including (without limitation) negligence for any damages or loss of any kind, including direct, indirect, incidental, special or consequential damages, expenses or losses arising out of, or in connection with your use or inability to use the Site, or in connection with any error, omission, defect, computer virus or system failure, or loss of any profit, goodwill or reputation, even if expressly advised or knows of the possibility of such loss or damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from this Site. We do not exclude our duties or liabilities under the Financial Services and Markets Act 2000. We reserve the right to modify, suspend or discontinue, temporarily or permanently, the Site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Site. You are solely responsible for any losses, damages or costs resulting from your reliance on any data or content that we may provide in connection with use of the Site or its contents. Nothing in these Terms limits or excludes any liability to the extent contrary to applicable laws or regulations.

Third party products and services
Where we provide hypertext links to third party internet websites, such links are not an endorsement by us of any products or services in such websites. You use such links entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such websites. We have not verified the truth or accuracy of any content of such websites. This Site may also contain some material provided by third parties and we accept no responsibility or liability for the accuracy of such material. Your linking to any external pages or other sites is at your own risk. No representation is made as to the accuracy or completeness of information which is contained in this Site and which is stated to have been obtained from or is based upon trade or statistical services or other third party sources.

Confidentiality
Any information contained on this Site has been provided strictly on a restricted basis and shall not be construed as a release of such information into the public domain. You agree that the inclusion of any information on this Site does not amend, waive or terminate any obligation you may have in connection with the use or treatment of such information. Consequently, you agree to observe any provisions contained within any non-disclosure or confidentiality agreements (however described) relating to any information that has been included on this Site and must be strictly observed.

Intellectual property
Copyright © Barclays Bank PLC 2012 (all rights reserved). The entire content of this Site is subject to copyright with all rights reserved and the information held is for your internal business use only. You may reproduce this information in hard copy solely for your internal business use and such information shall not be reproduced, distributed or transmitted to any other person or incorporated in any way into another document or other material. The information and software on this site may not be taken out of context or presented in an unfair, misleading or discriminating manner and shall only be used in accordance with applicable laws and regulations. You agree not to remove any copyright notice or other notice signifying Barclays or any third party's intellectual property rights. Except as expressly provided herein, nothing contained on this Site shall be deemed or construed to confer any license or right, expressly, by implication, or otherwise, under any of Barclays intellectual property rights. The trademarks, logos and service marks displayed at this Site are trademarks of Barclays Bank PLC and third parties. Use of such trademarks on this Site are used with the permission of their respective owners. No act of downloading or otherwise copying from this Site will transfer title to any software or material at this Site to you. You also agree not to use the information for any unlawful purpose and you shall comply with any request from us to protect our or any third party's rights in the information.

Electronic communications
We reserve the right, as permitted by applicable law, to monitor electronic communications. In connection with your use of the Site, you acknowledge and consent to the electronic recording of any communication, electronic or otherwise, between you and us or our representatives or agents by means of the Site. You acknowledge and consent to our use of cookies and other tracking technologies to collect information about recipients of electronic communications (such as internet protocol addresses). You acknowledge and consent to the recording, retention and use by us and our employees, representatives and agents of all information and data that you input during use of the Site. Anything that you transmit to the Site becomes the property of Barclays Bank PLC, may be used by us for any lawful purpose, and is further subject to disclosure as deemed appropriate by us, including to any legal or regulatory authority to which we are subject.

Global dealing restrictions
We make no representations that materials on the Site are appropriate for use in all locations, or that transactions, securities, products, instruments or services discussed on the Site are available or appropriate for sale or use in all jurisdictions, or by all investors or counterparties. You access this Site on your own initiative and are responsible for compliance with applicable local laws and regulations. No software at the Site may be downloaded or otherwise exported in contravention of U.S. Department of Treasury, U.S. Department of Commerce or other applicable regulations or laws, or to a resident of or location in any nation to which the United States or United Kingdom has embargoed goods.

Material to be consulted in its entirety
All materials on the Site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

UK Stewardship Code
The Stewardship Code is a voluntary code published by the UK Financial Reporting Council that sets out a number of principles relating to engagement by institutional investors with companies in which they invest. Funds and Advisory manage strategies that involve investing for clients across multiple asset classes globally, including equities. The Code is therefore relevant to some aspects of our activities. While we generally support the objectives that underlie the Code, we do not currently consider it appropriate to commit to any particular voluntary code of practice relating to an individual jurisdiction, although we will keep this under review. Please refer to the Barclays website and to the Barclays Annual Report and Accounts for further information.

U.S. Users
(1) “U.S. person” includes:
    (i) any natural person resident in the United States;
    (ii) any partnership or corporation organized or incorporated under the laws of the United States;
    (iii) any estate of which any executor or administrator is a U.S. person;
    (iv) any trust of which any trustee is a U.S. person;
    (v) any agency or branch of a foreign entity located in the United States;
    (vi) any non-discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary for the benefit or account of a U.S. person;
    (vii) any discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary organized, incorporated, or (if an individual) resident in the United States; or
    (viii) any partnership or corporation if:
      (A) organized or incorporated under the laws of any foreign jurisdiction; and
      (B) formed by a U.S. person principally for the purpose of investing in securities not registered under the Securities Act unless it is organized or incorporated, and owned, by accredited investors (as defined in Rule 501(a) under the Securities Act who are not natural persons, estates or trusts.
 
(2)   Notwithstanding (1) above, any discretionary account or similar account (other than an estate or trust) held for the benefit or account of a non-U.S. person by a dealer or other professional fiduciary organized, incorporated, or (if an individual) resident in the United States shall not be deemed a “U.S. person.”
 
(3)   Notwithstanding (1) above, any estate of which any professional fiduciary acting as executor or administrator is a U.S. person shall not be deemed a U.S. person if:
    (i) an executor or administrator of the estate who is not a U.S. person has sole or shared investment discretion with respect to the assets of the estate; and
    (ii) the estate is governed by foreign law.
(4)   Notwithstanding (1) above, any trust of which any professional fiduciary acting as trustee is a U.S. person shall not be deemed a U.S. person if a trustee who is not a U.S. person has sole or shared investment discretion with respect to the trust assets, and no beneficiary of the trust (and no settlor if the trust is revocable) is a U.S. person.
 
(5)   Notwithstanding (1) above, an employee benefit plan established and administered in accordance with the law of a country other than the United States and customary practices and documentation of such country shall not be deemed a U.S. person.
 
(6)   Notwithstanding (1) above, any agency or branch of a U.S. person located outside the United States shall not be deemed a “U.S. person” if:
    (i) the agency or branch operates for valid business reasons; and
    (ii) the agency or branch is engaged in the business of insurance or banking and is subject to substantive insurance or banking regulation, respectively, in the jurisdiction where located.
 
(7)     The International Monetary Fund, the International Bank for Reconstruction and Development, the Inter-American Development Bank, the Asian Development Bank, the African Development Bank, the United Nations, and their agencies, affiliates and pension plans, and any other similar international organizations, their agencies, affiliates and pension plans shall not be deemed “U.S. persons.”


Additional information from investors in Austria
The relevant information including the risks is outlined in the current version of the full prospectus. Investors can obtain copies of the full prospectus and the key investor information document (in the German language) free of charge and in paper form at the office of the Austrian paying agent, Raiffeisen Bank International AG, Am Stadtpark 9, A-1030 Vienna, Austria, as well as on the website www.barclays.com/fundsadvisory. Past performance must not be seen as reliable indicator of future performance.
 

Information for investors from Colombia
By accessing the Site, you hereby acknowledge and confirm that you do so in your capacity as an existing or prospective client of Funds and Advisory at Barclays Bank PLC and further to your existing relationship with Funds and Advisory as a direct manifestation of interest in Funds and Advisory, on an unsolicited basis, in accordance with applicable Colombian laws and regulations.

Any use of the Site by any persons in violation or breach of the Terms described herein is strictly prohibited, in accordance with Colombian law.

The Site does not constitute an invitation to invest or a public offer in the Republic of Colombia and is not governed by Colombian Law. Any investment referred to on the Site has not been and will not be registered with the National Registry of Securities and Issuers (Registro Nacional de Valores y Emisores) maintained by the Colombian Superintendence of Finance and will not be listed on the Colombia Stock Exchange (Bolsa de Valores de Colombia). Accordingly, any investment referred to on the Site may not be marketed, offered, sold or negotiated in Colombia, except under circumstances which do not constitute a public offering of securities under applicable Colombian securities laws and regulations.

The Site password and access information is provided at your request for information purposes only and does not constitute a solicitation.  Any recipient of the Site password and access information is strictly prohibited from distributing it or transferring it to any other party. 

Any investment referred to on the Site may not be promoted or marketed in Colombia or to Colombian residents unless such promotion and marketing is made in compliance with Decree 2555 of 2010 and other applicable rules and regulations related to the promotion of foreign financial products or services in Colombia.

Information for investors from Uruguay
Without prejudice to the section “No offer” in these terms and conditions, if the Site is construed as an offer of any of the sub-funds listed in the Site under Uruguayan law and regulation, the sale in Uruguay of any investment to which the Site refers will qualify as a private placement pursuant to section 2 of Uruguayan law 18,627.

The Site password and access information is provided at your request for information purposes only and does not constitute a solicitation.  Any recipient of the Site password and access information is strictly prohibited from distributing it or transferring it to any other party. 

Any investment referred to on the Site must not be offered or sold to the public in Uruguay, except in circumstances which do not constitute a public offering or distribution under Uruguayan laws and regulations. Any investment referred to on the Site is not and will not be registered with the Financial Services Superintendency of the Central Bank of Uruguay. Any fund referred to on the Site correspond to investment funds that are not investment funds regulated by Uruguayan law 16,774 dated September 27, 1996, as amended.
 

Information for investors from The Bahamas
shares shall not be offered or sold into the Bahamas except in circumstances that do not constitute an offer to the public. shares may not be offered or sold or otherwise disposed of in any way to persons deemed by the Central Bank of The Bahamas (the “Bank”) as resident for exchange control purposes without the prior written permission of the Bank.

Information for investors from Brazil
This website is not intended for Brazilian investors.

Information for investors from Costa Rica
This Site has been produced for the purpose of providing information about the shares and will be provided to a maximum of 50 investors per fund in Costa Rica who are Institutional or Sophisticated Investors in accordance with the exemptions established in the Regulations on Public Offers of Values. This Site is made available on the condition that it is for the use only by the recipient of the Site access information and the Site access information may not be passed onto any other person or be reproduced in any part. The shares have not been and will not be offered in the course of a public offering or of equivalent marketing in Costa Rica.

Information for investors from Mexico
Investor shall be responsible for calculating and paying its own taxes, receiving any necessary tax advice and that neither the fund(s) nor the marketing entity shall be deemed to have provided tax advice to the potential investor.

The shares have not been and will not be registered with the National Registry of Securities, maintained by the Mexican National Banking Commission and, as a result, may not be offered or sold publicly in Mexico. The funds and any underwriter or purchaser may offer and sell shares in Mexico, to Institutional and Accredited Investors, on a private placement basis, pursuant to Article 8 of the Mexican Securities Law.

Information for investors from Nicaragua
This website is not intended for Nicaraguan investors.

Information for investors from Paraguay
This does not constitute a public offering of securities or other financial products and services in Paraguay. You acknowledge that the Securities and financial products offered herein were issued outside of Paraguay. You acknowledge that any legal matter arising from this offer shall not be submitted to any Paraguayan government authority. You acknowledge that the Paraguayan Deposit Insurance legislation does not insure investments in the offered Securities. The Paraguayan Central Bank (Banco Central del Paraguay), the Paraguayan National Stock Exchange Commission (Comisión Nacional de Valores del Paraguay), and the Paraguayan Banking Superintendency (Superintendencia de Bancos del Banco Central del Paraguay) do not regulate the offering of these Securities or any obligations that may arise from such offering. You should make your own decision whether this offering meets your investment objectives and risk tolerance level.

Information for investors from Suriname
Prospective Investors in the shares should meet with conditions set by the Foreign Exchange Commission. It is the responsibility of the investor to meet with these conditions. Funds and Advisory would not be liable for any breach by the investor in this regard.

Singapore Institutional Investors
IMPORTANT INFORMATION CONTAINED IN THIS SITE IS INTENDED AND PROVIDED EXCLUSIVELY FOR INSTITUTIONAL INVESTORS AS DEFINED PURSUANT TO SECTION 4A OF THE SECURITIES AND FUTURES ACT, CHAPTER 289 OF SINGAPORE (THE “SFA”) (THE “INSTITUTIONAL INVESTOR”).

By accessing the Site, you hereby acknowledge and confirm that you are an Institutional Investor and agree to be bound by the Terms. If you are not an Institutional Investor or do not wish to comply with the Terms described herein, please exit the Site immediately.

Any use of the Site by any persons in violation or breach of the Terms described herein is prohibited.
Without prejudice to the section “No offer” above, if this Site is construed as an offer of any of the sub-funds listed in the Site under Singapore law by any Singapore court or Singapore regulatory authority, you should note that any such offer will be made in reliance on Section 304 of the SFA

Barclays, its subsidiaries, associated companies or affiliates and the individuals associated therewith may (in various capacities) have positions or deal in transactions or securities (or related derivatives) identical or similar to those described herein. Users should not consider the commentary in the Site to be objective or independent of the interests of Barclays and should assume that Barclays is an active participant in the markets, securities (or related derivatives), investments or strategies contained herein. The commentary in the Site does not constitute research.

Third Party Index Disclaimer- Rogers International Commodity Index
Jim Rogers", "James Beeland Rogers, Jr.", "Rogers", "Rogers International Commodity Index™", and "RICI™" are trademarks, service marks and/or registered trademarks of Beeland Interests, Inc., which is owned and controlled by James Beeland Rogers, Jr., and are used subject to license.  The personal names and likeness of Jim Rogers/James Beeland Rogers, Jr. are owned and licensed by James Beeland Rogers, Jr. and are used subject to license. The Site is not sponsored, endorsed, sold or promoted by James Beeland Rogers, Jr., Beeland Interests, Inc. ("Beeland Interests") or Diapason Commodities Management SA ("Diapason").  Neither Beeland Interests, James Beeland Rogers, Jr. nor Diapason makes any representation or warranty, express or implied, nor accepts any responsibility, regarding the accuracy or completeness of this document or the advisability of investing in securities or commodities generally or in futures particularly

NEITHER BEELAND INTERESTS NOR DIAPASON, OR ANY OF THEIR RESPECTIVE AFFILIATES OR AGENTS, GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE ROGERS INTERNATIONAL COMMODITY INDEX (“RICI”) ANY SUB-INDEX THEREOF OR ANY DATA INCLUDED THEREIN. SUCH PERSON SHALL NOT HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN AND MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY THE SITE OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE RICI  ANY SUB-INDEX THEREOF OR ANY DATA INCLUDED IN THIS SITE. NEITHER BEELAND INTERESTS, NOR DIAPASON, OR ANY OF THEIR RESPECTIVE AFFILIATES OR AGENTS, MAKES ANY EXPRESS OR IMPLIED WARRANTIES, AND EACH EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE RICI, ANY SUB-INDEX THEREOF, AND ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL BEELAND INTERESTS, DIAPASON OR ANY OF THEIR RESPECTIVE AFFILIATES OR AGENTS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR INDIRECT, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES OR LOSSES, EVEN IF NOTIFIED OF THE POSSIBILITY THEREOF.

Third Party Index – Dow Jones UBS Indices
“Dow Jones,” “UBS”, “DJUBS Total Return Index,”, “DJ-UBSCISM” , “Dow Jones- UBS Commodity Index Total Returnsm”, and “DJ-UBS CITRsm” are service marks of Dow Jones & Company, Inc and UBS AG, as the case may be, and have been licensed for use for certain purposes by Barclays Bank Plc. Barclays products, based on the DJ-UBSCISM and DJ-UBS CITRsm are not sponsored, endorsed, sold or promoted by Dow Jones, UBS or any of their respective subsidiaries or affiliates, and none of Dow Jones, UBS or any of their respective affiliates, makes any representation regarding the advisability of investing in Barclays products.

Third Party Index – Hang Seng China Enterprises Index
The Hang Seng China Enterprises Index (the "Index") is published and compiled by Hang Seng Indexes Company Limited pursuant to a licence from Hang Seng Data Services Limited. The mark and name "Hang Seng China Enterprises Index" are proprietary to Hang Seng Data Services Limited. Hang Seng indexes Company Limited and Hang Seng Data Services Limited have agreed to the use of, and reference to, the index by Celsius Funds plc and Barclays Bank plc in connection with the fund, but neither Hang Seng Indexes Company Limited nor Hang Seng Data Services Limited warrants or represents or guarantees to any broker or holder of the fund or any other person (i) the accuracy or completeness of the index and its computation or any information related thereto; or (ii) the fitness or suitability for any purpose of the index or any component or data comprised in it; or (iii) the results which may be obtained by any person from the use of the index or any component or data comprised in it for any purpose, and no warranty or representation or guarantee of any kind whatsoever relating to the index is given or may be implied. The process and basis of computation and compilation of the index and any of the related formula or formulae, constituent stocks and factors may at any time be changed or altered by Hang Seng Indexes Company Limited without notice. To the extent permitted by applicable law, no responsibility or liability is accepted by Hang Seng Indexes Company Limited or Hang Seng Data Services Limited (i) in respect of the use of and ⁄or reference to the index by Celsius Funds plc and Barclays Bank plc in connection with the fund; or (ii) for any inaccuracies, omissions, mistakes or errors of Hang Seng Indexes Company Limited in the computation of the index; or (iii) for any inaccuracies, omissions, mistakes, errors or incompleteness of any information used in connection with the computation of the index which is supplied by any other person; or (iv) for any economic or other loss which may be directly or indirectly sustained by any broker or holder of the fund or any other person dealing with the fund as a result of any of the aforesaid, and no claims, actions or legal proceedings may be brought against Hang Seng Indexes Company Limited and ⁄or Hang Seng data Services Limited in connection with the fund in any manner whatsoever by any broker, holder or other person dealing with the fund. Any broker, holder or other person dealing with the fund does so therefore in full knowledge of this disclaimer and can place no reliance whatsoever on Hang Seng indexes Company Limited and Hang Seng Data Services Limited. For the avoidance of doubt, this disclaimer does not create any contractual or quasi-contractual relationship between any broker, holder or other person and Hang Seng Indexes Company Limited and ⁄or Hang Seng Data Services Limited and must not be construed to have created such relationship.

Governing law
English law governs these Terms and any non contractual obligations arising out of or in relation to these Terms and you agree that the English Courts shall have exclusive jurisdiction to determine any matter or dispute in connection with or arising out of this Site and these Terms unless (i) the Site user is a citizen of or incorporated in the United States, in which case these Terms will be governed by the laws of the State of New York, without giving effect to the principles of conflicts of law, and all such users submit to the exclusive jurisdiction of the New York courts in respect of any disputes arising under them; or (ii) the Site user is organised under the laws of or located in any jurisdiction outside of the European Union or in Norway, Switzerland and Iceland, in which case, these Terms and any non-contractual obligation arising out of or in relation to these Terms shall be governed by the laws of England and any dispute shall be referred to and finally resolved under the rules of the London Court of International Arbitration (the “LCIA Court”), which rules are deemed to be incorporated by reference into this paragraph. The parties hereby expressly agree that any dispute which arises out of or in connection with these Terms will necessarily require resolution as a matter of exceptional urgency. There shall be one arbitrator, to be appointed by the LCIA Court. The chosen arbitrator shall be a practicing English Lawyer. The seat of arbitration shall be London, England and all hearings shall take place in London, England. The arbitration proceedings shall be conducted in the English Language and the award shall be in English. This site is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this Site or such distribution or use would be contrary to local law or regulation. If you choose to access information on this Site, it is your responsibility to comply with the applicable local, national or international laws and any use of this site is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.


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